SMS Verification Cost Calculator
Calculate your SMS OTP costs, account for retries and international pricing, and compare the cost of verifying phone numbers with Phone-Verif.
SMS OTP looks cheap per message, but retries and country rates add up. This calculator estimates what your current setup costs per year and what it would cost if the users who have WhatsApp moved to Phone-Verif.
The calculation runs in your browser; nothing is sent unless you ask to be contacted. Pick a volume and a main country, and open the advanced parameters to refine the rest. SMS rates default to prices from the public pricing pages of SMS providers and the Phone-Verif cost follows our published price list; replace either with numbers from your invoices.
Inputs
10,000 / month
Sets the default SMS rate. Where your users are spread out, keep Mixed countries.
Current SMS setup
€2,812 /year
With Phone-Verif
€2,019 /year
Yearly savings
€792 /year
−28.2% vs. current cost
Yearly cost comparison
Break-even Phone-Verif cost: €0.0234 per verification
Your SMS setup costs €0.0234 per verification (€0.0213 × 1.10 SMS). Phone-Verif is priced at €0.014; above the break-even it no longer saves money.
Assumptions used
- Default SMS rates are per-country prices taken from the public pricing pages of SMS providers (read October 2026); “Mixed countries” is their plain average. Your own provider's rates will differ — replace them with figures from your invoices.
- SMS cost = verifications × cost per SMS × (1 + retry rate). Retries are extra SMS sent to the same number.
- Phone-Verif handles the share of users with WhatsApp. Its price per verification follows the published credit packs for that monthly volume (1 credit = 1 successful verification); failed attempts don't consume credits, so retries cost nothing there.
- The remainder stays on SMS at the same cost.
- Yearly figures are monthly × 12. Integration effort, fixed fees, taxes, fraud losses and conversion effects are not included.
Want a second opinion on your numbers?
Leave your details and we'll contact you, and tell you honestly whether Phone-Verif fits. Your inputs above are sent with the request.
How to read the result
The break-even cost is the Phone-Verif price per verification at which both scenarios cost the same. It equals your SMS cost per verification (cost per SMS × (1 + retry rate)). If your SMS traffic is cheap and rarely resent, Phone-Verif may cost more — the calculator shows that too.
Cost is only part of the picture: delivery reliability, SIM swap exposure and conversion matter as well. See the hidden costs of SMS verification for the wider analysis.